Insurance Claim Guides & Settlement Calculators: How to Protect Yourself After an Injury in Florida
💼 Don’t Let Insurance Companies Control the Narrative
After a car crash, slip-and-fall, or any personal injury, you’ll likely hear from insurance adjusters quickly. Their goal? Close the case fast—and for as little payout as possible.
But you have tools on your side. Settlement calculators, claim guides, and documentation from licensed providers like us at Orlando City Health and Wellness can help you protect your health and your financial recovery.
🧮 What Is a Settlement Calculator?
Online settlement calculators estimate the value of your personal injury claim. They typically account for:
✅ Medical bills
✅ Future treatment costs
✅ Lost wages
✅ Pain and suffering
✅ Disability or impairment ratings
Florida-based calculators from top firms (like Morgan & Morgan, Sunshine State Law Firm, Dan Newlin Law and more) often also include PIP claim thresholds and fault laws specific to Florida.
📋 What to Include in Your Claim File
To get an accurate estimate or file a successful claim, be sure you have:
Accident Report – Police or incident documentation
Medical Records – From a licensed provider within 14 days (to activate PIP)
Imaging – X-rays, MRIs, etc.
Treatment Notes – SOAP notes, chiropractic findings, PT plans
Functional Limitations – From work or daily life
Impairment Ratings – (We issue AMA 6th Ed. ratings if needed)
💡 Tip: The more detailed your records, the stronger your claim.
🩺 How We Help at Orlando City Health
We’re more than just a treatment clinic. We:
Treat personal injury patients for whiplash, back pain, concussions, herniations, and post-traumatic injuries
Coordinate care with attorneys & submit medical documentation
Offer impairment ratings, disability reports, and narrative summaries
Understand PIP law and work with Geico, Progressive, State Farm, USAA, AllState & more
📊 Using Your Calculator Results the Right Way
Settlement calculators are a great start—but remember:
They’re only as accurate as your documentation
They do not replace legal advice or medical diagnosis
They help set expectations, not guarantees
“When I saw the calculator estimate and matched it with my bills and Dr. Gampolo’s reports, my attorney was able to negotiate a much better offer.”
– Carlos D., Lake Mary
🤝 Need a Guide? We’ve Got Your Back
We work closely with attorneys including:
Sunshine State Law Firm
Kelly Law Firm
First Choice Law Firm
Troutman Law Firm
Morgan & Morgan
Todd Miner Law
Dan Newlin Law
Nejame Law
and more!
And we’ll connect you to trusted legal support if you don’t already have representation.
📍 Get Treated. Get Documented. Get Compensated.
📞 Call Orlando City Health at (407) 504-0117
🌐 Book Online
📌 Serving Winter Park, Baldwin Park & All of Central Florida
💼 We work directly with attorneys and insurance adjusters on your behalf